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Current Rates as of August 5, 2008
| Conforming Loans |
Jumbo Loans |
| 30 Year |
30 Year |
| 6.375% + 0 |
7.875% + 0 |
| 6.125% + 1 |
7.625% + 1 |
| 15 Year |
15 Year |
| 6.000% + 0 |
7.375% + 0 |
| 5.750% + 1 |
7.125% + 1 |
| 3 Year ARM |
3 Year ARM |
| 6.125% + 1 |
6.500% + 1 |
| 5 Year ARM |
5 Year ARM |
| 6.375% + 0 |
6.750% + 1 |
INTEREST ONLY MONTHLY PAYMENT PROGRAMS
|
3/1 Interest Only LIBOR ARM
(50,000.00-417,000.00) |
5/1 Interest Only LIBOR ARM
(50,000.00-417,000.00) |
| 6.125% + 0 |
6.375% + 0 |
7/1 Interest Only LIBOR ARM
(50,000.00-417,000.00) |
10/1 Interest Only LIBOR ARM
(50,000.00-417,000.00) |
| 6.625% + 0 |
7.125% + 1 |
3/1 Interest Only LIBOR ARM
(417,001.00-1,000,000.00) |
5/1 Interest Only LIBOR ARM
(417,001.00-1,000,000.00) |
| 6.500% + 0 |
6.750% +0 |
7/1 Interest Only LIBOR ARM
(417,001.00-1,000,000.00) |
10/1 Interest Only LIBOR ARM
(417,001.00-1,000,000.00) |
| 7.125% + 0 |
7.625% + 1 |
CONSTRUCTION / PERMANENTS, LOT LOANS, 95% SECOND HOMES, 90% INVESTORS, 1031 TAX FREE EXCHANGES, SUPER JUMBOS
$1,000,000.00 - $4,000, 000.00
(LOANS OVER $1,000,000.00 REQUIRE A SPECIAL QUOTE) |
LOT LOANS - 90% Loan To Value
95% LTV Lot Loans/Construction - Permanent Loans
85% Second Homes, 90% Investor Loans |
| TERM OF LOAN |
INTEREST RATE |
| 12 Month Interest Only-Fixed |
7.800% |
| 24 Month Interest Only-Fixed |
8.180% |
| 36 Month Interest Only-Fixed |
8.430% |
| 3 Year Balloon |
8.430% |
| 5 Year Balloon |
8.550% |
| 10 Year Principle & Interest |
8.680% |
90% Loan to Value Lot Loans Available
95% LTV Lot Loans/Construction - Permanent Loans
95% Second Homes 90% Investor Loans
25 AND 30 YEAR AMORITIZATIONS AVAILABLE
All Quotes Include Origination Fee
Call David Joynerfor Details
252.261.1100 or 800.813.2650
Free Pre-approvals
Serving the Outer Banks from Carova to Ocracoke
All rates subject to change without notice |
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